So much for our legal system!

Discussion in 'Member News and Views' started by dweiss17, May 7, 2012.

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  1. dweiss17

    dweiss17 Registered User
    Old Timer NAWCC Member

    Aug 1, 2006
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    Last November 2011, some clerk at a certain computer store must have mixed up someone’s account with my name on it.

    Getting a bill for $53.12 from this company, I drove over to their store (one of many across the USA) and told them of the error. The reply was they would look into it. The next month I received a bill with added interest. Again, I complained, we are checking into the account, was the reply. Next, I spoke to the store assistant manager, I was advised to make a Police Report, which I did (fraud.) This kept going on getting statements until recently…each month with added interest and a threat to my credit rating.

    Finally, I called the family lawyer; my answer from him was “I can do nothing about this matter!”

    Getting more and more frustrated with these fraud statements and monthly interest charges; I called a TV station in Philadelphia [3-OnYourSide] telling them what had transpired until this period, I was told they would look into it and that they received thousands of letters weekly with such complaints and to wait while they looked into the matter. A few days ago, I received a call from a woman who spoke a “mile-a-minute.” In picking up the phone at the last sentence of her speech, I figured it was from the collection agency, but I could not understand her message, it was that brief and fast.

    This morning, I received the below. Calling the TV station I again spoke with the person who first took my complaint and thanked her for doing something…a person who practices law…could not do!

    Re: Account ending in 9095
    *************INC. Account issued by ************
    Amount Due $0.00

    So much for our legal system!
     
  2. soaringjoy

    soaringjoy Registered User

    Feb 12, 2009
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    Things like that happen all over, making people feel foolish and helpless.
    My pump gun always comes to mind, then... :whistle:
     
  3. leeinv66

    leeinv66 Moderator
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    Mar 31, 2005
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    The mistake you made was walking away from the store when they said "we will look into it". I wouldn't have gone anywhere until the issue was resolved.
     
  4. dweiss17

    dweiss17 Registered User
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    Peter:

    In the USA you cannot argue with a system that has a system to go through to prove you are not guilty before being proved innocent. That's why most USA lawyers become wealthy under this code of ethics.

    I wish there were a law stating you can sue the conglomeration that billed you in the first place because of their mistakes in causing you credit problems like the one I went through. Many people go through years in proving their credit was hurt by fraudulent charges. And, they are totally innocent.
     
  5. leeinv66

    leeinv66 Moderator
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    The error arose at the store. Unless the store corrects their error, the system will keep doing what it was set up to do. I agree, arguing with the system is pointless. Convincing the sales clerk or their manager to do the right thing is the least costly solution.
     
  6. dweiss17

    dweiss17 Registered User
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    Peter:

    I did just that...it fell on ears that hear not...eyes that see not...and mouths that say they can do nothing about it.

    I still say we need laws in the USA that enables the injured party (in this case) me...going through six months of being
    harassed by a collection agency and by the stupidity of the stores employees...to sue them for a substantial sum of
    money...only that way will the abused innocent customer or person...possibly help create a legal system that will tend
    to solve problems where your years of honesty, integrity and good name is not abused to the point of who else can I
    turn to...to clear my good name and credit. Thanks to certain TV stations that do have the power to help!
     
  7. richiec

    richiec Registered User
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    Feb 24, 2007
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    I think this is why people go on rampages, they speak to people who can do nothing because a crappy computer has prevented them from correcting a mistake. Go back to putting pen to paper so you read what you wrote and I think there would be a few less problems. it is easier to fraudently get an assault weapon then it is to fix your credit record.
     
  8. Robert Gary

    Robert Gary Member, NAWCC Board of Directors
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    Feb 26, 2003
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    This is what small claims courts are for. Next time, do everything in writing with the store, then after adequate time has elapsed, if nothing is done, file suite in small claims court. It costs next to nothing and if you are successful, you can charge all of your court costs to the store you sued. Just keep very accurate records and show up in court when your case is called.

    The results are amazing, and collecting is not nearly as difficult as the horror stories you hear.

    RoertG
     
  9. dweiss17

    dweiss17 Registered User
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    Aug 1, 2006
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    Robert:

    Small claims court may have a maximum of only $5000 recoverable.

    I would want to sue for much more than $5000, which would necessitate hiring a lawyer. My name and integrity is worth much more to me than a small
    claims court would allow:

    No telling if a good lawyer would go to trial on a percentage basis. Which is more normal in accident cases, where the lawyer has a greater chance
    in winning a case.

    Dan
     

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